Financial planning, despite its name, is actually more about life than money. It is the process of meeting your life goals through the proper management of your finances. Life goals may include buying a home, saving for your child’s education, building up and selling a business, owning investment property, planning for a comfortable retirement and perhaps passing capital to the next generation in a tax efficient way.

Acumen’s financial planning process consists of six steps to help you take a look at where you are financially. Using these six steps we work out where you are now, how the achievement of your goals will impact on your finances, and quantify what you must do in order to achieve them.

Acumen’s financial planning process
• Establish life goals
• Gather data
• Analyse the data provided
• Prepare financial action plan
• Implement the plan
• Review the plan on a regular basis

Understanding the bigger picture is critical to our relationship with you. What is suitable for one individual may not necessarily be right for another, so we endeavour to understand what motivates you and your immediate family, your view on risk and your need for security and independence.

If you want more details on our services contact Bill Saunders on 01224 573904 or on Email bill.saunders@acumen.info